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Determination of the Liability Period of "Warehouse to Warehouse" Clause under Insurance of Carriage of Goods by Sea and Erection All Risks Insurance ——Jiangsu Dinson Industries Co., Ltd. v. China Life Property & Casualty Insurance Co., Ltd. Shanghai Branch for Dispute over Maritime Insurance Contract
2025-08-21

Key Points of Judgment:The termination of the insurance liability period under the "warehouse to warehouse" clause in insurance of carriage of goods by sea should be determined based on the purpose of the insured's disposal of goods.In cases where goods are simultaneously insured under both insurance of carriages of goods by sea and erection all risks insurance, if the purpose of the handling of the goods during transportation shifts from "displacement" to "functional installation," and such action exceeds the expected risks of normal transportation, the liability period of the "warehouse to warehouse" clause terminates, and the liability period of erection all risks insurance begins.(Translated by ZhangShuYi)