Key Points of Judgment: The general insurance clauses of the insurance product stipulate that the claimant must sue the insured within the insurance period and obtain an effective judgment document within the insurance period before the insurance company shall make compensation. This insurance clause is obviously inconsistent with the practical practices and general cognition of the insurance industry. It adopts an unreasonable way to exempt the insurer from its primary liabilities, excludes the primary rights of the claimant, violates the principle of good faith, and essentially weakens or even empties the primary function of the deposit liability insurance for NVOCC business operators. Therefore, this clause shall be invalid.(Translated by WuTong)